Personal Savings

Since becoming a fully authorised bank in 2020, our commercial lending has been largely funded by our consumer savings deposits.

We have an award-winning offering and serve over 14,500 active customers via our online platform and our Manchester-based customer support team. Our savings customers have also benefitted from market-leading rates, and fast account opening. We track our customer service levels through Feefo, which surveys our verified savings customers. In 2025, we received an average service rating of 4.8/5 from almost 1,000 verified customer reviews and, for the third year running, were recognised with Platinum Trusted Service Award from Feefo.

We have a strong track record of customer retention and regularly encourage early selection of maturity options as well as early reinvestment options.

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Online banking

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£840m of savings deposits*

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Fast account opening

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18,500 deposit accounts

* Aggregate total of retail deposits held at end of 2025